The ONLY Solution for Obamacare is NO Solution

Congress passed the Patient Protection and Affordable Care Act, more commonly known as Obamacare, in March 2010. Barack Obama quickly signed the 2,000+ page bill into law. Most of the major provisions of the law began implementation in January 2014 with some provisions still to be implemented by 2020.

At the time, Obamacare was passed by a Democrat-controlled Congress and signed by Obama, many polls indicated that 60% to 75% of the American people were opposed to it, but that didn’t stop Democrats from shoving it down our throats anyway. The reason they did had nothing to do with providing affordable healthcare for the American people. The bill had two primary purposes – raise taxes and implement a nationalized socialist program upon the American people.

If you recall, Barack Obama, during his 2008 presidential campaign, promised not to raise taxes on middle and lower class Americans. Obamacare contains at least 20 different provisions which either raise existing taxes or creates new ones and many of these effect Americans making less than $250,000 per year which is his definition of middle class.  Worse yet is that five of these taxes will impact the elderly the most, who in most cases can least afford it.

First is an increase tax on dividends which began in January 2013. The current tax rate at that time for dividend income was 15%, but that increased to 39.6% for anyone receiving dividend income. Currently, taxpayers 55-years-and older receive nearly 70% of paid dividends according to an analysis of IRS data. Anyone making more than $250,000 per year will pay an additional 3.8% surtax on dividends which makes their dividend tax a whopping 43.4%.

The second tax also took effect in 2013 and that was the medical device excise tax. All medical device manufactures are paying an excise tax on all of the medial devices they produce such as wheelchairs, pacemakers, walkers, etc. Seniors are the largest purchasers of these devices and have assuredly seen the prices for them increased to offset the taxes paid by the manufacturers.

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The third tax issue that was felt by all Americans is a reduction in the allowable medical itemized deductions on your federal income taxes. Then taxpayers subtracted 7.5% of their adjustable gross income from their itemized medical deductions. Starting in 2013, they had to subtract 10% of the adjustable gross income instead of 7.5%, thus reducing the amount of medical deductions one could claim on their federal income taxes. Again, according to IRS figures, about 60% of those claiming itemized medical deductions are 55-years-old and older.

The fourth tax to impact the elderly the most was the excise tax penalty for those who were not in compliance with the individual mandate part of Obamacare. Starting in 2014, those individuals who do not have qualified health insurance paid a penalty in the form of an excise tax when they filed their federal income taxes. In 2016, that penalty increased to 2.5% of your adjusted gross income or $1,390 for anyone making less than $55,600 per year. A number of younger retirees were not old enough for Medicare and no longer were covered by their former employer’s coverage. This group was expected to get hit the hardest. Additionally, many elderly were trying to survive on very tight budgets and couldn’t afford any kind of health insurance. This excise tax hit them hard.

The fifth tax is commonly referred to as the Cadillac Plan excise tax which is scheduled to take effect in 2018. Believe it or not, this plan will impose a 40% excise tax on high –cost insurance plans. For senior couples, this means if you are paying more than $29,450 for a family plan, you will be imposed a 40% excise tax for your exorbitant health insurance. A single senior paying more than $11,500 a year will also be slapped with the 40% excise tax. Seniors with extra insurance to cover such things as cancer and chronic illnesses or disabilities will be the ones most likely to be gouged with the Cadillac Plan excise tax. In other words, if you are paying for extra coverage to cover life threatening illnesses and disabilities, you either need to lower your coverage so it will cost you more out of pocket or Obamacare will tax you to cost you more out of pocket.

Mind you that these five taxes are all on top of the other fifteen taxes that have or will affect everyone including seniors. It’s just that these five will hit seniors harder than they will the rest of Americans.

Most importantly, Obamacare was all about socialism. Don’t forget that in Obama’s early autobiography, he talked about how so many socialists and Marxists were the greatest influences in his life. His favorite mentor was known socialist Frank Marshall Davis. Everything about Obama’s early life centered around socialists and Muslims, both of which greatly influenced his political views.

If you take a good close look at the platform of the Democratic Party, you will find that virtually all of their agenda is socialist bases. They frequently champion the term ‘social justice’ which is just the politically correct way of selling socialism to a gullible and uninformed American public.

Bernie Sanders made a good run for the Democratic presidential nomination last year and he is an openly, self-proclaimed socialist. Hillary Clinton is a closet socialist. All of her political platforms are socialist, yet she refuses to openly admit she’s a socialist in fear of turning off too many voters.

Progressive socialists have been in control of America’s public education system for decades. Students today are not taught the same American history, patriotism and advantages of free enterprise. They are taught globalism, America is the world’s enemy and all of our problems are linked to free enterprise and capitalism. Why else are so many younger people coming out of the public education system identifying themselves as liberals and socialists? A recent study revealed that 44% of millennials prefer socialism over capitalism. They have been taught that capitalism is evil, instead of how it made America the powerful and prosperous nation it was.

Obamacare had everything to do with socialism and nothing to do with affordable healthcare. Therefore, whatever plan Republicans come up with, will just be another socialist program to replace the one that’s already in place. It’s replacing one evil with another evil.

Look at many of the other nations that have a nationalize (socialist) healthcare system. Great Britain’s system is having financial trouble and covering less and the people have to wait longer for any care. Canada’s system is also having financial problems. Venezuela is a socialist nation with a national socialized healthcare system and thousands of Venezuelans are traveling into Colombia to for medical treatment, especially pregnant women.

America and the American people cannot afford the cost of a nationalized healthcare program that would provide true affordable healthcare for everyone. It would bankrupt the nation and the American people. It’s a proven fact that government control of any private industry is the worst possible situation.

The best thing Republicans can do is to just let Obamacare to continue to implode on itself and place 100% of the blame on the Democrats who forced it upon us. Tell the people that Obamacare and any replacement is nothing more than a socialist program and America is not a socialist nation. Allow Obamacare to completely collapse upon itself and then return the healthcare industry to private and free enterprise.


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